Health insurance is a contract that requires an insurer to pay some or all of a person's healthcare costs in exchange for a premium. More specifically, health insurance typically pays for medical, surgical, prescription drug, and sometimes dental expenses incurred by the insured.
Affordable Care Act
The Affordable Care Act (ACA) is a law by President Barack Obama in March 2010 which aims to increase access and affordability in healthcare.
Dental insurance is a kind of insurance that helps cover the costs of preventive dental care while softening the blow on pricier procedures like crowns, bridges, and fillings.
Vision insurance is not typically not included in your health insurance plan and can include benefits such as preventive eye exams and ophthalmologist visits, prescription eyewear, and contact lenses.
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It might be time to switch insurers whenever the service that your existing insurer provides doesnโt meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options
If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.
Contact us today to help you with multiple options to choose from.
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